Terms and Conditions

EP Website Terms of Use

Please read this notice carefully. This notice governs the use of this world wide web site (the “Website”). By accessing this Website, you agree to the following terms. If you do not agree to these terms, do not access this Website.

Use of Website

EP is not responsible in any manner for direct, indirect, special or consequential damages, however caused, arising out of your use of this Website and/or any web browser, including any damages you may suffer if you transmit confidential or sensitive information to EP or if EP communicates such information to you at your request over the Internet. Links to other websites from this Website are for convenience only. No endorsement of any third party products, services or information is expressed or implied by any information, material or content referred to or included in, or linked from or to this Website.

Trade-marks and Copyrights

Copyright in the content of this Website is owned by EP unless otherwise indicated. All rights reserved.

The services provided for through this Website (the “EP Services”) are owned and operated by EP and/or authorized third party licensors.

The visual interfaces, graphics, design, compilation, information, computer code (including source code and object code), products, software, services, and all other elements of the EP Services (the ”EP Materials“) are protected by Canadian and U.S. copyright, trade secret, patent, and trade-mark laws, international conventions, and all other relevant intellectual property and proprietary rights and applicable laws. All EP Materials, trade-marks, service marks and trade names contained in the EP Services are the property of EP and/or authorized third party licensors or suppliers.

Users of the Website or EP Services agree not to remove, obscure, or alter EP’s or any third party’s copyright, patent, trade-mark or other proprietary rights notices affixed to or contained within or accessed in conjunction with or through the EP Services.

Except as expressly authorized by EP, you agree not to sell, license, distribute, copy, modify, publicly perform or display, transmit, publish, edit, adapt, create derivative works from, or otherwise make unauthorized use of the EP Materials. EP reserves all rights not expressly granted in this Agreement.

Users of any pages of this Website shall only be entitled to copy portions of the content for personal use. Any duplication, reproduction, replication of the content of this Website, in its entirety or any substantial part of it, is strictly prohibited. This includes, but is not limited to, uploading, downloading and accessing the content of this Website onto the Internet or any other local or international computer system without the prior written permission of EP. Any such unauthorized use constitutes copyright infringement. An acknowledgement of the source must be included whenever EP material is copied or published. Any infringement of EP rights will result in appropriate legal action.

Email Disclaimer

All email communication including messages and any attachments are proprietary and confidential information intended only for use by the recipient. If you are not the intended recipient, you may not print, distribute, or copy the email communication or any attachments thereto. If you have received any email communication in error, please notify the sender by return email, and delete the message and any attachments from your computer.

EP does not send emails for promotional or marketing purposes unless with the consent of the recipient and in accordance with Canada’s Anti-Spam Legislation (CASL), unless as a means to contact the individual, verify their identity, reset access credentials, provide account related information as a direct response to customer requests, or for other purposes included in any terms and conditions to customer agreements and not covered by legislation.

Information provided by EP and other sources on this Website is believed to be accurate and reliable when placed on this Website. While all measures are taken to verify the information, EP cannot guarantee its accuracy or completeness at all times. Content of this Website is for information purposes only and is not intended to provide financial, legal accounting or tax advice, and should not be relied upon in that regard.

For additional questions or concerns regarding privacy and legal issues, please email or write to:

Privacy Officer, Everyday People Financial Inc.
Suite 450, 11150 Jasper Ave, Edmonton, Alberta T5K 0C7