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We’re a team of everyday people helping everyday people.
We’re a team of everyday people helping everyday people.
About Everyday People Financial Corp.
Everyday People is a financial services company founded on the belief that everyone deserves access to affordable credit and the opportunity for homeownership. Through its technology driven ecosystem and specialty credit solutions, the company manages credit and prepaid card programs, homeownership facilitation and payment management services. The company’s mission is to help their clients be their best financial selves with credit products and services that help everyday people add value to their everyday lives.
EP is headquartered in Edmonton, Alberta and has operations in Canada and the United Kingdom with each subsidiary organized to carry-out operations in their own respective countries. The combined entities result in a vertically integrated finance company poised to serve a broad spectrum of large-scale corporate clients as well as underbanked and underserved consumers across the globe.
Services
- Consumer Lending
- Credit Cards
- Pre-paid Payment Cards
- Digital Wallet
- White Label Cards
- Bill Payments
- Payment Processing
- Digital Kiosks
- Homeownership Financing
- Debt Collection Outsourcing
- Credit and Financial Literacy Education
- Consumer Lending
- Digital Wallet
- Payment Processing
- Debt Collection Outsourcing
- Credit Cards
- White Label Cards
- Digital Kiosks
- Credit and Financial Literacy Education
- Pre-paid Payment Cards
- Bill Payments
- Homeownership Financing
Our Mission
At Everyday People Financial Corp. we are helping you become your best financial self.
Our Values
We value strong relationships and our values are derived from what we believe every human being deserves from a service provider and employer. Our values drive us to be our best, effectively communicate our principles, foster stronger relationships, and build a robust community of everyday people.
We are everyday people, and we help everyday people.
Honesty
We communicate simply, speak truthfully, operate fairly and act genuinely.
Integrity
We keep our word, deliver on our promises, and acknowledge our mistakes.
Loyalty
We are dedicated to making meaningful contributions to the communities and stakeholders we serve.
Teamwork
We trust and support one another and celebrate successes together.
We’re making homeowners.
We’re EP Homes. We’re on a mission to help everyday people become their best financial self; as homeowners.
What Our Clients Are Saying
“My experience with EP Homes has been outstanding. This is a very detailed program; they are honest and upfront with you from the start. Any issues along the way it was simply a phone call or email, and the issues are resolved in a timely manner. I would highly recommend any first-time home buyer that doesn't have the 5% upfront to give this company a phone call. From my own experience it was perfect way to get myself and my family into a brand-new home.”
How the Bridge to OwnTM Program works
1. Get Pre-Qualified
It only takes 5 mins and will not impact your credit score. One of our team members will reach out to you after your submission.
2. Get Approved. Go Shopping
Submit the required information and complete your application. Find your dream home with one of EP Homes' builder partners.
3. Set up Your Bridge to Own™ Plan and EP Homes Purchases the Home
Once you choose your home, we buy it. Yes, really! We will set your move in date and finalize your Bridge to Own™ Plan. EP Homes will pay for the home and cover the GST and closing costs.
4. New Home Walkthrough and Move in
Move into your home, get comfortable and plant your roots. Rest easy knowing, you are living in a warrantied home.
5. Save and Stick to Your Plan
Make your regular payments on time and accumulate a down payment. Review your Bridge to Own™ Plan on a regular basis with EP homes team.
6. Buy the Home at the End of the Lease Term
The EP Homes Team will help you prepare your mortgage application with the lender of your choice. Once your mortgage is approved, we will help you transfer the property title into your name.
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Be a homeowner with us today!
Complete a pre-qualification assessment today and see if the Bridge to Own™ Program is right for you.