We’re a team of everyday people helping everyday people.
Everyday People is a financial technology and consumer financing company founded on the belief that everyone deserves access to credit, instant payments and the opportunity for homeownership. Through our technology driven ecosystem, our alternative and specialty credit financing programs offer credit and payment cards, prepaid card programs, homeownership facilitation, consumer lending, and credit collection services.
EP is headquartered in Edmonton, Alberta and has operations in Canada and the United Kingdom with each subsidiary organized to carry-out operations in their own respective countries. The combined entities result in a vertically integrated finance company poised to serve a broad spectrum of large-scale corporate clients as well as underbanked and underserved consumers across the globe.
At Everyday People Financial Corp. we are helping you become your best financial self.
We value strong relationships and our values are derived from what we believe every human being deserves from a service provider and employer. Our values drive us to be our best, effectively communicate our principles, foster stronger relationships, and build a robust community of everyday people.
We are everyday people, and we help everyday people.
We communicate simply, speak truthfully, operate fairly and act genuinely.
We keep our word, deliver on our promises, and acknowledge our mistakes.
We are dedicated to making meaningful contributions to the communities and stakeholders we serve.
We trust and support one another and celebrate successes together.
We’re EP Homes. We’re on a mission to help everyday people become their best financial self; as homeowners.
It only takes 5 mins and will not impact your credit score. One of our team members will reach out to you after your submission.
Submit the required information and complete your application. Find your dream home with one of EP Homes' builder partners.
Once you choose your home, we buy it. Yes, really! We will set your move in date and finalize your Bridge to Own™ Plan. EP Homes will pay for the home and cover the GST and closing costs.
Move into your home, get comfortable and plant your roots. Rest easy knowing, you are living in a warrantied home.
Make your regular payments on time and accumulate a down payment. Review your Bridge to Own™ Plan on a regular basis with EP homes team.
The EP Homes Team will help you prepare your mortgage application with the lender of your choice. Once your mortgage is approved, we will help you transfer the property title into your name.
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Complete a pre-qualification assessment today and see if the Bridge to Own™ Program is right for you.